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About Us

E. Waters & Associates, P.C.

Our firm has been serving residents of New York and New Jersey for many years. We are proud of our continued commitment to the best interests of our clients and of our extensive track record of success in the region. Our attorneys are skilled and experienced, with many years in their fields and impressive reputations for effective client advocacy. If you are worried about your financial future, talk to the legal team at E. Waters & Associates, P.C. as soon as possible for the strong foreclosure defense and debt relief assistance necessary to secure a whole new start and a positive outlook for your future.

Effective Advocates for Your Financial Health

At E. Waters & Associates, P.C., our primary goal is to help our clients pursue full financial health and stability in the wake of challenging circumstances. In this economy, many hardworking and honest individuals have been subjected to hard times. Whether it was a sudden job loss, unexpected medical emergency, divorce, decrease in income, or another crisis, financial troubles can fall on anyone. We understand this, and that is why each New York foreclosure defense and loan modification lawyer at our firm is dedicated to fighting for our clients with tenacity and success.

We take a team approach to our practice, combining our collective years of experience and areas of concentration in order to provide the strongest possible advocacy for our clients. Attorneys Edward J. Waters and Rashmi Attri are experienced legal representatives with years of experience in the field of foreclosure defense and debt relief law. We understand how to protect your interests in New York and how to help you ensure that your future is safe and stable regardless of the complexity of the challenges you may be dealing with.

If you are falling behind on your loan payments, struggling with overwhelming debt, or receiving foreclosure notices in the mail, do not hesitate to call a debt relief attorney from E. Waters & Associates, P.C. for the committed and empathetic advocacy necessary to move on with your life. It is never too early to receive legal counsel. We have helped hundreds of people obtain debt relief through loan modification and avoid foreclosure using sophisticated defense tactics. We know how to negotiate with your creditors in order to help you achieve a clean slate and a new beginning.

Individualized Advocacy in New York

We believe that there is no "one size fits all" approach to debt relief and foreclosure defense. That is why, at E. Waters & Associates, P.C., we customize our representation to best suit the unique requirements of each nuanced case. No two clients are alike. From the beginning, we sit down with each client to discuss the facts of their situation and to ascertain the best possible method of defense in order to achieve their short-term and long-term objectives. We are committed to putting you back on the road to financial health. Do not hesitate to learn more about our New York and New Jersey firm and how we are prepared to make a difference in your situation.

Call today for a free case evaluation!

There is no need to be concerned that receiving legal counsel will add to your financial troubles. At E. Waters & Associates, P.C., we provide free initial case consultations with no obligation required, giving our potential clients the chance to receive free advice related to their situation from an experienced and knowledgeable professional. Call our New York office today to learn more about our law firm or to schedule your free case evaluation at your earliest convenience. Do not hesitate: Act now and get back on the road to financial freedom.

Our Firm:

E. Waters and Associates, P.C. is a law firm dedicated to protecting the rights of homeowners against unreasonable mortgage lenders. We take pride in defending the rights of homeowners who deserve to keep their home. Since the need of foreclosure defense attorneys arose in New York City in the mid 2010, we have directed our talent and energy as a trial attorney to save people from foreclosure. In the face of the worst economic collapse to hit this country since the Great Depression of the early 1930s, people have not needed their economic rights fought for as much as they do now.

We are protecting the rights of good people who want to avoid foreclosure, stay in their home, or find a reasonable alternative to foreclosure. We stand up against greedy lenders who are largely to blame for the economic crash that Americans recently experienced.

Our History:

E. Waters and Associates, P.C. was founded on the belief that everyone deserves a fair chance regardless of income, background, or situation. This is why we have taken a keen interest in fighting for the rights of homeowners, good people, who have fallen into foreclosure. Families that in large masses have fallen victim to the financial corruption that is still prevalent today.

Foreclosure defense is a relatively new area of law, brought into focus during the housing bubble-burst around 2006. Consequently many other law firms saw a potential to add foreclosure defense to their repertoire of provided services, without taking the time to properly form defense practices that are specific to foreclosure cases.

Foreclosure defense is a field of its own, real estate lawyers and bankruptcy lawyers will not know the best arguments. At EWA we made foreclosure defense and loan modification our sole focus, which allowed us to refine our skills in this new area of law. Using our skills as litigation attorneys as the foundation of our practice has allowed us to become highly successful in negotiating the best possible outcome for our clients. Ultimately, our combined experience and relentless nature of wanting what is best for the hardworking individuals we represent, motivates us to win.

Our Track Record:

We work with homeowners to figure out the best course of action. We define our success as a measure of our ability to achieve our clients' objectives. We take pride in our ability to provide homeowners with various options to relieve them from the possibility of losing their home and owing the lender a large sum of money. We give every client peace of mind and the opportunity to get back on their feet.

What We Stand For:

We are an ethical law firm. We will defend a client's case the right way, not by using delay tactics or questionable methods. During the free consultation we will discuss your best options, come to an agreement, and do everything possible to achieve your desired goal.

We believe in keeping you informed throughout the duration of your case. Many attorneys feel that they don't have the time to communicate regularly with their clients, but we understand and our sensitive to the fact that you need to be informed. We know that going through a foreclosure can be a very stressful time, and being in the dark doesn't make it easier. One way in which we help to ease the stress is by keeping clients abreast of any actions taken and why they were taken.

It is important for our clients to understand that, we are here for them. We pride ourselves on regular communication but, if our clients have questions in between, our knowledgeable staff is readily available to help. We are in the business of helping clients during this difficult time, regardless of the level of involvement.

Our Approach:

E. Waters & Associates, P.C. will do everything possible to protect the rights of homeowners facing foreclosure. We treat each case with the attention it deserves and work towards reaching the client's desired outcome. Every client has a unique situation and specific needs, we will work together to create a course of action that is specific to your case.

We are always up to date on the most current foreclosure law and legal strategies. We are well equipped to effectively and successfully fight against an unreasonable lender on your behalf.

We follow through during every step of the case. From beginning to end, we make sure that the home lenders are accountable for what they are legally obligated to do and we make sure they do it right. We want our clients to rest assured knowing that when their case reaches a resolution, it was done correctly. Due to the high numbers of foreclosure cases, many law firms become sloppy and have difficulty keeping track of their cases. We avoid missteps by carefully monitoring the court docket on every case we represent and send a status report to our clients if we find any changes. This is an extra step that many foreclosure firms don't take because it is time consuming, but we consider it to be necessary in order to ensure that the opposing party isn't getting anything past us.

Who We Serve:

We assist homeowners who want to stop a foreclosure. It's as simple as that. We believe that every individual deserves to have their rights represented regardless of income or background. Every home has a value that cannot be measured monetarily, and that is what we fight for.

We defend New York, New Jersey and Connecticut foreclosures on single-family homes, condominiums, HUD foreclosures, and any other form of home foreclosure.

Our client base extends throughout the Tri-State area, with many including all boroughs of New York City. We are experienced in serving homeowners in many legal jurisdictions throughout all three states, and have the expertise to do so.

Language is no barrier, at E. Waters and Associates, P.C. we always have a diverse staff available who speak Spanish to assist those in our Hispanic community. We feel that having a team composed of individuals that can relate and communicate effectively with our clients is invaluable.

What you can expect:

When you call you can expect to be treated compassionately and speak to a foreclosure expert member who will listen to the details of your case and take notes to prepare you for the consultation with one of our attorneys. During the telephone conversation you will have the opportunity to have your concerns addressed and time-sensitive questions answered.

During the consultation we will customize a plan of action for your particular situation. Not all cases are exactly the same and every client has their own set of concerns and desired outcome, thus it is important that we provide each client with a comprehensive plan that is molded specifically for them. In doing so, we will explain the foreclosure process, our defense strategies, and possible outcomes. Depending on the situation, we may suggest ways of keeping the home, including loan modification programs and other forms of negotiation, or ways of releasing the property with lesser consequences. Furthermore, we are forthright with the homeowners that come in for a consultation, if they can remedy their situation without an attorney we let them know right away.

What we will do:

At EWA, our attorneys will use all of their combined expertise, knowledge and background as civil trial lawyers to win your case. When we take on a foreclosure case, we have at least five goals in mind: (1) defend the homeowner and prevent default, (2) stop the lender from obtaining summary judgment, (3) win the case by dismissal or offensive summary judgment, (4) win at trial, and (5) obtain our client's desired final outcome.

The team at EWA ensures that all homeowners' rights are respected by lenders. Every foreclosure case has a multitude of defenses available to the homeowner. We are skilled and experienced in asserting these defenses. As expert foreclosure defense attorneys, we know how to position lenders so that the burden of proof is evident and lies solely on the bank. If the lender cannot prove its case with admissible evidence, then the homeowner must win as a matter of law.

We also provide foreclosure defense clients with a variety of options that are available to them. Through our experience in assisting homeowners keep their home, we have mastered the complexities involved in loan modifications, lender agreements and other mortgage options. We explain each of the options, along with the list of benefits and potential pitfalls and we are prepared to diligently move forward in whichever direction our client chooses.

Stay in your home:

By defending the foreclosure, homeowners stay in their home longer. Every case and situation is different. However, our clients are able to remain in their home throughout the duration of the case without making any mortgage payments. This can be anywhere from six months to over two years. Giving the client enough time to either find a resolution where they can keep their home, or provide them the necessary time to save sufficient funds to move into another home.

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